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If you sell your car for more than you owe, you can use the difference to buy a new car. The number of car payments you can miss before your car is repossessed depends on the lender, but two or three missed payments can lead to a repossession. A repossession will stay on your credit loan care lake view for about seven vkew, starting from loan care lake view first missed payment that led to the repossession. Read article number of times you can defer a car payment will depend on the lender.