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Because credit card debt, by nature, is most likely the highest interest debt that you're paying, McClary suggests paying that off first if you are someone who tgibal swift tribal loans balance on your card from month to month.

As the credit card debt is higher interest and you carry a large balance on it, that debt is usually costing you more than your student loans. Of course, proponents of the debt snowball method argue that paying off the lowest swift tribal loans is actually more helpful than focusing on the highest APR. But it all comes down to click motivates you.

If saving on interest encourages you to keep going, then McClary's rule of thumb will probably work. For those with good or excellent creditconsider transferring your debt on a high interest credit card to a balance transfer card that offers an introductory period swift tribal loans zero interest.